Our Mortgage Advisors
With 28 years in the mortgage industry, I’m the founder of Ethos Lending, where our mission is to transform loan officers into mortgage advisors and build the nation’s premier broker platform. We’re leading innovation through our Mortgages Under Management (MUM)…
NMLS 264396 | DRE CA - 1244052
NMLS#1149616 | DRE#1488798
NMLS 1559576 | DRE CA-DRE - 01850869
My name is Brittany Wright, I am a Mom of 2 and live in Colorado! I’ve been in the mortgage industry for 7 years, and have loved learning different aspects of the field from customer relations to training LO’s and creating marketing material for our teams.
There is nothing more rewarding than either training an LO and seeing them thrive and grow, or helping a customer with questions about first payment and being that resource for them. Being the one to bring assurance and a helping hand is priceless, I love helping people in whatever capacity that may be!
NMLS 1875597 |
NMLS 984664 | DRE AZ - 1043962, CO - 100512512, CA - 01861973
Joseph Chiavatti is a trusted real estate broker and mortgage advisor serving Southern California. With a background in law enforcement and over a decade of real estate experience, he brings a calm, detail-oriented approach to every transaction.
NMLS 1768160 | DRE CA - 1974744
My name is Ty Fallon, and I’m from Tucson, Arizona. I have a strong passion for environmental work, community service, and the outdoors. I started working at my family’s environmental consulting company early in life and have grown through hands-on experience in fieldwork and safety operations. I enjoy sports, hiking with my dogs, and giving back through my church and outreach efforts. Faith, hard work, and staying open to learning continue to guide my journey, and I’m excited for what the future holds…
NMLS 2720940 |
NMLS 54483 | DRE AZ - LO-2001942, CA DFPI - DBO54483, CO - 100534127, FL - LO100987, ID - MLO-2080054483, MN - MLO-54483, WA - MLO-54483
NMLS 1605206 | DRE CA DFPI - DBO1605206
NMLS 2665271 | DRE CA - DFPI2665271
NMLS 1172223 | DRE AZ - 1025839, CA DFPI - DBO1172223
NMLS 485790 | DRE AZ - 1039004, CA DFPI - CA-DOC485790
Rick Loveall is a Mortgage Advisor with 39 years of experience helping clients in California, Texas, and Arizona navigate the home financing process with confidence and clarity. Known as a true fixer, Rick specializes in working with self-employed borrowers, high-net-worth clients, and complex loan scenarios that require creative solutions, fast execution, and strong communication….
Growth and Development, Mortgage Professional With over two decades of experience in the mortgage industry, Rick Mount is a purpose-driven leader committed to building people, growing teams, and delivering world-class client experiences.
NMLS 188512 | DRE AZ - 0949281, CA-DFPI - CA-DBO188512
My name is Tom Donatoni, and I’m proud to call Southern California home. I’ve spent more than 20 years as a Mortgage Advisor, helping thousands of families navigate…
NMLS 153198
NMLS 2222487 | DRE CA-DRE - 02213790
NMLS 1547630 | DRE CA-DFPI - CA-DBO1547630
Years of customer service, sales, and entrepreneurial ventures have shaped my relationship-focused approach to mortgage lending. Clarity, education, and communication are the three main goals I focus on with…
NMLS 1928943 | DRE CA-DRE - 01758451
With 25 years of experience in the mortgage industry. Ryan Prisco is a trusted advisor specializing in forward, reverse, second home and investment property loans. Throughout a career rooted in financial advising and a commitment…
NMLS 987736 |
Mariana Vigil believes getting a mortgage should feel simple, supportive, and stress-free. Her clients are more than transactions—they’re neighbors, partners, and companions on the home journey. She has been in lending for 20 years…
NMLS 400013
Ruben Flores started helping homebuyers in 2001. Ruben works with both English and Spanish speaking clients. Ruben is driven by his care for his clients and has adopted the philosophy of “People before Profits and Reputation before Revenue.” He believes that..
NMLS 290585 |
Cody Rodgers grew up in Burleson, Texas, before moving to Los Angeles at 18 to pursue new opportunities. Through hard work and perseverance, he built a career as a trusted mortgage advisor, helping…
NMLS 1829334 |
Ron Siegel is a lifelong Orange County resident, Chapman University alum, and seasoned real estate and finance expert. With decades of experience in entrepreneurship, investing, and mortgage lending, Ron is a Certified Mortgage…
NMLS 217037 |
As a powerhouse husband-and-wife duo, the Muro Lending Group brings over 40 years of combined mortgage experience. Known for their personalized service and deep industry…
NMLS 815226 | 331699
Al Acosta believes that mortgages are more than a transaction — it’s a lifelong relationship built on trust, understanding, and service. With over a decade of experience helping families…
NMLS 940388
Buying or refinancing a home shouldn’t feel rushed or overwhelming. Patrick Juul helps families navigate the process with clarity and confidence—so they can move decisively when it matters most.
With nearly 40 years in mortgage banking, Patrick brings calm leadership, clear guidance, and high-touch care to every decision…
NMLS: 332450
Most people view a mortgage as a debt; I see it as a powerful tool for building generational wealth. With a unique background spanning Mortgage Origination, a Series 65 securities license, and Life & Health insurance, I provide a holistic perspective that most lenders miss.
My passion lies in bridging the gap between homeownership and long-term financial security. I don’t just “fund loans”—I design integrated strategies that protect your assets, optimize your cash flow, and align your housing choices with your retirement goals…
NMLS: 2103373
My approach to what I do is simple: I help homeowners across the country achieve greater financial freedom. Whether that means purchasing a first home, investing in real estate, leveraging home equity to consolidate debt, or accomplishing other residential financing goals, my role is to provide clear guidance and effective solutions every step of the way. With over 10+ years of experience in this industry. I’ve had the privilege of helping thousands of homeowners successfully reach their financial objectives…
NMLS: 1826162
With over a decade of experience in the mortgage and high-ticket sales industry, I’ve dedicated my career to helping individuals and families navigate one of the most important financial decisions of their lives—homeownership. Having supported thousands of families across 27 states, my focus has always been on making the mortgage process clearer, more accessible, and truly centered around the needs of the client. My background in psychological sales and high-level customer service allows me to understand not just the numbers, but the people behind them…
NMLS: 1409542
Hala Helstien is a Loan Originator with Ethos Lending who is passionate about helping individuals and families achieve their homeownership goals. Known for her approachable style and commitment to clear communication, Hala works closely with each client to ensure they feel confident and informed throughout every step of the mortgage process…
NMLS: 2746948
With over 30 years of experience in financial services, I bring a deep understanding of the financial landscape that extends far beyond the mortgage industry. I pride myself on being approachable and personable, and I genuinely care about the clients I work with. I believe the best financial solutions come from truly understanding each client’s unique…
NMLS: 1586902
With a career in the mortgage industry dating back to 2004, Kyle O’Brien brings a rare depth of experience to every transaction. While he spent a period honing his expertise in property management, his passion for home financing brought him back to the mortgage sector in 2013, where he has been a consistent advocate for homeowners ever since.
NMLS: 1015182
With experience in the mortgage industry since 2018, Mason Smith brings a well-rounded and strategic approach to lending, serving a wide range of clients from first-time homebuyers to seasoned real estate investors. He is highly experienced in conventional, FHA, and VA financing, ensuring his clients have access to the best options…
NMLS: 1845079
With over 30 years in the mortgage industry, Carl Streicher has been responsible for helping more than 2,000 families obtain home financing and achieve the dream of homeownership. His “hyper-local” approach to lending aims to deliver a higher level of knowledge and education to homeowners, enabling them to make solid and confident financing decisions…
NMLS: 881329
I’m a mortgage advisor at Ethos Lending serving homebuyers and real estate investors across Southern California. My background spans nursing, business sales, and wholesale real estate, and I bring that same client-centered mindset to every loan I work on, focused on understanding your full picture rather than fitting you into a box. Whether I’m guiding a first-time homebuyer…
NMLS: 1987029
Sam Shah is a Mortgage Loan Officer at Ethos Lending and an accomplished leader with over 30 years of global experience in strategy, partnerships, sales and business development across healthcare, technology, and financial services. He brings a highly analytical and client-centric approach to mortgage lending, with deep expertise in loan…
NMLS: 2783218
Vanessa brings a unique perspective to the mortgage industry with a strong background in both residential and commercial property management. Having worked closely with homeowners, tenants, and investors, she developed a deep understanding of real estate from the ground up. Now as a loan officer, she focuses on helping clients navigate financing with clarity and confidence, whether purchasing a home, leveraging equity, or exploring their options. She is committed to making the process smooth, transparent, and tailored to each client’s goals.
NMLS: 2651570
I have 20 years experience in the mortgage industry. As a Mortgage Advisor I enjoy helping clients navigate home financing with clarity and confidence. I specialize in finding smart lending solutions—whether you’re buying, refinancing, or investing. My approach is straightforward, responsive, and focused on getting you to the closing table with the best possible outcome.
NMLS: 363550
With a solid foundation in the Real Estate industry since 2016, I am proud to be both a licensed Real Estate Agent and Mortgage Advisor. My dedication to providing exceptional service is unparalleled, and I offer a comprehensive approach that ensures a seamless and efficient experience for my clients. I believe transparency is essential in every transaction, and I make it a priority to share my extensive knowledge to empower clients throughout their real estate and financing journey. My commitment is to help you achieve your goals, and I look forward to being your trusted partner!
NMLS: 2619547
With 26 years in the mortgage industry, Michael Bennett has seen every type of market—and knows how to position clients to win in any environment. He specializes in helping homeowners uncover opportunities to lower payments, access equity, and improve their overall financial position through smart lending strategies.
NMLS: 237028
Garrett Dwyer brings 24 years of experience as a mortgage advisor to our team and believes homeownership should be a cornerstone in every family’s financial portfolio. He brings a hands-on approach to mortgage lending, with common sense, strategic long term planning and clear, consistent communication…
NMLS: 179318
Lori Printy is a seasoned Mortgage Advisor at Ethos Lending with nearly three decades of industry experience. She began her career in the mortgage industry in 1998, advancing from a top-producing assistant and Senior Loan Processor into an advisory role.
NMLS: 343499
We’ll be Right Here For You.
Why Choose ETHOS Lending?
Who has time to go to different banks to explain their situation and to understand their mortgage options? We’ll use our expertise to discover solutions you didn’t know were possible and secure the funding you deserve.
Our dashboard makes it easy. Request your pre-approval in less than 5 minutes. Upload your documents to lock in the best rate. Receive your full approval within 48 hours! An ETHOS Loan Expert is always on hand to advise and answer any questions.
We shop around for great deals. Our rate comparisons make selecting the best option for your home ownership goals easy and our Loan Officers are here for you with expert advice.
No worries about a great deal slipping through your fingers due to frustrating approval delays. Our fast, seamless funding process ensures you’ll soon be on your way to securing that dream property.
Lock in optimum terms at current interest rates so your home payments remain affordable. Or update your repayment schedule to create more equity!
Take advantage of the equity you’ve built in your home with cash-out refinancing. It’s your money – to spend however you want!
Some are household names, while newer players offer ultra-competitive options to challenge their established rivals. We’ll work with them to ensure you lock in the best terms possible.
Ethos Lending Delivers on Their Promises
5.0
Ethos Lending is fantastic!
I’ve done multiple loans with them and had great experiences every time. They’re very knowledgeable and honest, and are very good at explaining the loan process. They’re also very nice people and are extremely patient. I highly recommend Ethos Lending!!!
Simone M.
February 15, 2026 | Source: Trustindex
They locked us into a lower rate during a brief drop.
We cannot express how fortunate we are for the expertise of the Ethos team, who successfully guided us through the purchase of our lovely new home after the sale of our home of 24 years. The team is honest, responsive, and accountable. They were on top of all the required details to close in a very short timeline. Ethos Lending was amazing and locked us into a lower rate during a brief rate drop!
Kelly D.
December 8, 2025 | Source: Trustindex
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