The Ethos Platform

Ethos Technology Platform

Welcome to a revolutionary mortgage experience.

Get your loan done .25% APR cheaper and 50% faster!

Digital Loan Application

Get Step-By-Step Guidance

Understand what step of the process you're at and what is needed to move your application forward.

Complete Application in Under 2 Minutes

Submit all required information in a few quick, simple steps with our streamlined online application.

Never Submit the Same Info Twice

Your information is synchronized between all the people working on your loan. No more lost emails and having to re-submit your documents.

eSign Documents

eSign required documents - no need to look for a printer or fax machine.

Intelligent Loan Origination System

Real-Time Assistance

Integrated interface helps loan officers assist you with your loan application in real-time.

Efficient Loan Advice

Get highly personalized loan suggestions based on your unique financial goals.

Dynamic Pricing Engine

Leading Nationwide Rates

Efficient and flexible configuration and machine learning capabilities enable Ethos to keep pricing at the forefront of our competition.

Personalized Loan Programs

Search across a diverse variety of options to determine the best loan program and rate for you.

Additional Features


“They were able to provide the lowest rate by quite a large margin, and their online portal makes it easy to complete all the documents needed.”

- Zillow review

"Constant communication. Portal services to upload documents. Professional and caring guidance."

- Zillow review

“The process was as simple as I could possibly imagine. I uploaded all of my docs through their website and received the best service. They kept me apprised of the loan status daily.”

- Credit Karma review

"Talk about a wonderful experience. 🙂 If you’re looking for a great mortgage lender, that will make things simple for you, you will not regret working with these guys."

- Yelp review