About Ethos

About Ethos

Ethos is a next-generation lender that uses technology to drive down the cost of mortgage origination. We have built an online system which allows us to offer loans at some of the lowest price points in the country. Our state-of-the-art automatic loan processing system delivers a transparent and efficient experience, to both consumers and brokers. 

Our story

We got started in a living room in San Francisco in 2013, on a mission to transform an antiquated and tired industry. With our founders’ Silicon Valley roots, and an extensive background in finance and mortgages, we started building a technology-driven mortgage company.

The company has now financed more than $7 billion in loans and continues providing consumers access to the housing market at leading rates. Our goal is to rebuild the mortgage process, cutting down the fees, closing costs and interest rates.

We leverage technology, expert advisors and superior customer service to guide consumers on their path to homeownership, while giving special attention to every loan we originate.

The Ethos Difference

Ethos Lending stands out from the pack thanks to our empathetic, knowledgeable and friendly loan officers. Our team members have been trained to empower the consumer, helping them make the most educated and appropriate decision for their unique situation.

Ethos customers have come to expect:

  • Helpful, attentive loan officers 
  • Fast turn times
  • Some of the leading fees and rates on the market
  • Simple, transparent and efficient processes  
  • State-of-the-art technology and tools
  • An unparalleled consumer experience from start to finish

If you are looking for a partner who is constantly innovating in the industry that’s fighting hard to maintain the status quo – contact us here